Pay Me Personal Loan Application Real or Fake | Full Review & Scam Alert | Riko Pocket Description Is the Pay Me Personal Loan Application real or fake? In this video, we reveal the complete truth about the Pay Me Loan App and whether it is safe to use for instant loans or just another fake loan app scam. Many people searching for fast personal loans end up downloading risky apps without checking if they are RBI-approved. This awareness review will help you decide if Pay Me is genuine or not. The Pay Me app claims to provide quick personal loans with minimal documents, but users must be careful. Fake loan apps often misuse such names to appear authentic and then trap borrowers with hidden charges, very high interest rates, or even harassment. Common red flags include: asking for access to contacts, SMS, or gallery, demanding **upfront processing fees**, or deducting large amounts from the sanctioned loan before disbursement. Here’s what you must check about Pay Me Loan App: ✔ Is the app backed by an **RBI-registered NBFC**? ✔ Are developer details verified on Play Store/App Store? ✔ Does the app provide a proper loan agreement? ✔ Are there complaints of harassment or fraud from users? If Pay Me is truly operated by *PayMe India Finance Private Limited**, an RBI-registered NBFC, then it can be genuine. But be alert of **duplicate fake apps* using the same name to cheat people. Only download from the official website or verified Play Store link. Fake clones with similar names are dangerous and should be avoided. Watch this full video to know whether Pay Me Personal Loan Application is real or fake. Protect your personal data and money before applying for any loan. Share this video with your family and friends to spread awareness. Subscribe to Riko Pocket for more scam alerts, loan app reviews, and finance safety content. Keywords pay me personal loan app review pay me app real or fake pay me loan application scam or genuine payme india finance pvt ltd rbi registered nbfc loan apps fake loan apps exposed instant loan fraud apps india loan app safety online loan harassment awareness cybercrime complaint pay me loan fraud detection trusted finance apps india riko pocket loan app reviews finance awareness loan app exposed scam alerts Tags #RikoPocket #LoanApp #FinanceAwareness