Paying off your high-interest debt getting old? At ēCO Credit Union, we care about your financial situation and want to help you get out of debt quicker. There IS a light at the end of the tunnel! This fall, we are offering 4.99% APR for the life of balance transfers to an ēCO Credit Union VISA® Credit Card. You read that right. Transfer your high-interest auto loans, credit cards, and personal loans to ēCO and receive 4.99% APR for the life of the balance transfer. Not only can this bring down the amount of interest you’re paying each month, it can also help consolidate your debt into one easy payment. And at ēCO, you will not be charged a balance transfer fee or annual fee for the credit card.