BREAKING NEWS - Bank of Canada CUTS Rates What it Means for Your MORTGAGE

Bank of Canada, interest rates Canada, rate cut, mortgage rates, Canadian housing market, inflation Canada, fixed vs variable mortgage, mortgage advice, mortgage strategy, rate predictions. The Bank of Canada cut rates by 0.25% on September 17, 2025, and everyone is asking what this means for mortgages, inflation, and the Canadian housing market. In this video, mortgage expert Justin Chaussee breaks down the announcement, explains why inflation is cooling, and outlines his 5-step plan for what homeowners and buyers should do right now. You’ll learn whether rates are expected to keep dropping, what’s happening with fixed vs. variable mortgages, and how global markets like the US and Europe could influence Canada’s next move. 👉 Follow Justin for more market updates: @ChausseMortgageGroup Book a 1-on-1 with Justin! 👉 https://chaussemortgages.ca/appointment Timestamps: ⏱️ 0:00 What did the Bank of Canada announce on September 17, 2025? 0:28 Are rates going up or are rates going down? 1:22 Inflation is cooling but is the market crashing? 2:44 Are rates going to keep going down? 3:39 Are fixed rates going up or down? 4:47 Do the banks think rates will drop? 5:31 What is happening in the housing market right now? 7:22 What are predictions around the US and Europe? 9:01 Can you get a fixed and variable rate split mortgage? 10:35 5-step plan on what to do with your mortgage right now 12:04 When are the next Bank of Canada decision announcements? 12:54 Winners and losers of rate strategies 13:50 Book a 1-on-1 call with Justin ✅ RESOURCES & FREE TOOLS • Apply for a mortgage → https://tinyurl.com/2c9rlxnj • Try the free mortgage calculator → https://tinyurl.com/26n35h4l • Find your home value & equity → https://tinyurl.com/2dg55wmz ============================ 📞 CONNECT WITH JUSTIN • Website → www.chaussemortgages.ca • Book a Call → https://chaussemortgages.ca/book-appo... ============================ 📲 FOLLOW FOR MORE • Instagram → / justinchaussemortgage • Facebook → / chaussefinancial • YouTube → / @ChausseMortgageGroup ============================ 📌 DISCLAIMER This video is for informational purposes only and is not a substitute for professional financial advice. Please consult a licensed advisor before making financial decisions. The presenter is not liable for any financial loss related to the content shared in this video. *** The Bank of Canada cut rates by 0.25% on September 17, 2025, the first drop since March after months of holds. Mortgage expert Justin Chaussee calls it a win, with lenders expecting more small cuts ahead. Rates won’t return to pandemic lows, but could settle near 3.5% as home prices recover next year. Justin urges Canadians to watch BOC announcements, inflation, jobs, and bond yields, and to plan early with a mortgage professional to avoid renewal and budgeting shocks.