BREAKING NEWS: The Bank of Canada Just Changed The Game
📞 Contact Liam Directly: 📱 Call or Text: 613-702-7799 📧 Email: [email protected] 🌐 Website: https://www.liamswords.com/contact/ Disclaimer ⚠️ : All opinions shared reflect Liam’s personal views and not those of eXp Realty or OREB. Nothing here should be taken as financial advice or as forming an agency relationship. Always speak with your trusted professional advisor before making any real estate or financial decisions. The Bank of Canada just gave the housing market what it desperately needed: certainty — and certainty changes everything. In this video, I break down what the latest rate hold means for buyers, sellers, and investors in Ottawa, why variable rates suddenly matter again, and how this stable rate environment will shape our 2026 real estate market. We’ll cover how this announcement impacts your mortgage strategy, the segments of the Ottawa market facing the most pressure, and why predictable rates are the real unlock for confident decision-making going forward. Here’s what we dive into: • What the Bank of Canada’s 2.25% rate hold actually signals • Why variable rates are suddenly competitive again • Adjustable vs. static payment variables — and which risks matter • How stability affects Ottawa’s detached, townhome, and condo segments • Why sellers must price realistically in a no-volatility market • The investor shift toward cash flow, end-user demand, and low-maintenance properties • The condo oversupply pockets to avoid in 2026 • How clarity (not cuts) is bringing buyers back • The strategic questions every Ottawa buyer should ask before choosing fixed vs. variable • Why Ottawa won’t see a 2020–2021 style price spike again — and that’s a good thing What You’ll Learn: • How this rate environment changes buying strategy in 2026 • Why detached homes hold strongest while condos carry risk • How to choose between fixed vs. variable based on lifestyle, penalties, and flexibility • What sellers must do now to attract the current buyer pool • The investor blueprint that still performs in a predictable-rate market • Why strategy matters more than predictions in 2026 and beyond • The exact factors shaping Ottawa’s next real estate cycle Time Stamps: 00:00 – The Bank of Canada Just Did What the Market Needed 00:30 – Buyers, Sellers & Investors Finally Get Certainty 01:14 – What the 2.25% Rate Hold Really Means 02:19 – Why Variable Rates Matter Again 03:34 – Adjustable vs. Static Variable Mortgages 04:38 – How Rate Stability Impacts Ottawa Real Estate 05:40 – What Buyers Should Do Next 07:07 – What Sellers Need to Know 08:23 – The Investor Landscape in 2026 09:28 – My Take on Prices, Inventory & Strategy 10:57 – What Happens Next in Ottawa’s Housing Market If you’re serious about buying or selling in Ottawa, take the time to interview the Liam Swords Team. You’ll be glad you did - https://www.liamswords.com/ #ottawarealestate #ottawarealtor #bankofcanada #mortgageupdate #ottawamarketupdate #canadahousingmarket #ottawahomes #ottawabuyers #ottawainvestors #mortgagetips #ottawarealestate2026 #housingmarketnews #interestRatesCanada
