Wrong ecs charges ,1.7 lakh penalties #ecscharges

What happened was that the customer, Smt Sharma, had taken a car loan from HDFC Bank and instructed the bank to deduct her monthly EMI (equated monthly instalment) from her savings account with SBI. However, 11 of her EMI payments bounced, and SBI charged her Rs 400 for each instance. Sharma was shocked, as she had always maintained sufficient balance in her bank account. To support her claim, she printed her bank statement and submitted it to the bank. However, SBI declined to refund the bounce charges. Consequently, Sharma filed a complaint with the district consumer commission in 2010, but her claim was dismissed. She then approached the National Consumer Disputes Redressal Commission (NCDRC), which remanded the matter back to the Delhi State Consumer Commission. There she finally won the case on October 9, 2025. ecs charges all bank ecs charges axis ecs charges amount ecs charges aws ecs ach charges sbi ecs ach charges ecs ach charges means axis bank ecs charges axis ecs charges aws ecs charges airtel payment bank ecs charges au bank ecs charges are ecs charges refundable aramex ecs charges amazon pay later ecs charges all bank ecs charges allahabad bank ecs charges ecs charges by bank ecs charges bank of india ecs charges bank of baroda ecs charges bajaj finance ecs charges bob ecs charges boi ecs charges bajaj ecs charges bandhan bank ecs charges by axis bank ecs charges by sbi bank ecs charges bank of india ecs charges bajaj finance ecs charges bounced i w ecs charges boi ecs charges bank ecs charges hindi bank ecs charges means bank of maharashtra ecs charges ecs charges canara bank ecs charges central bank of india ecs charges cbi ecs charges complaint ecs charges central bank ecs charges canara bank per month ecs cancellation charges ecs clearing charges ecs cluster charges ecs mandate charges canara bank central bank ecs charges cheque return ecs charges can bank refund ecs charges chq rtn ecs charges can ecs charges be removed cheque return ecs charges axis bank central bank of india ecs charges ecs charges deduction ecs charges debited ecs charges details ecs dishonour charges sbi ecs dishonour charges ecs dr charges ecs debit charges axis bank ecs delivery charges ecs debit charges canara bank ecs decline charges does ecs charges affect credit score ecs nach dishonored sbi charges ecs debit charges ecs dr rtd charges bank of maharashtra ecs dr rtd charges ecs ach debit return charges ecs debit return charges why ecs charges are deducted ecs dr rtn charges ecs dr return charges means ecs charges emi ecs eft charges is ecs charges every month ecs return charges eai dept ecs eft charges ecs return charges in english equitas ecs charges what are ecs charges ecs fees lien for ecs return charges eai emi ecs bounce charges lien for ecs return charges eai meaning due to lien for ecs return charges eai ecs return charges meaning in english ecs eft ach charges ecs charges full form ecs charges full form in hindi ecs charges for icici bank ecs charges for kotak bank ecs charges for axis bank ecs charges for hdfc bank ecs charges fi bank ecs charges full form in banking ecs charges for sbi federal bank ecs charges fi ecs charges full form of ecs charges fi bank ecs charges lien for ecs return charges meaning lien for ecs return charges meaning in hindi ecs return charges full form ecs return charges for axis bank ecs charges groww ecs gst charges ecs return charges gst axis bank ecs return charges gst ecs return charges groww ecs charges rbi guidelines ecs return charges gujarati meaning ecs return charges incl gst axis bank ecs return charges incl gst ecs return charges including gst axis bank groww ecs charges rbi guidelines on ecs return charges how to get back ecs return charges rbi guidelines on ecs return charges pdf ecs bounce charges rbi guidelines ecs return charges meaning in gujarati ecs return charges incl gst meaning ecs charges hdfc bank ecs charges hindi ecs charges hdfc ecs charges how much ecs return charges hindi ecs charges kya hota hai ecs bounce charges hdfc ecs return charges hdfc bank ecs return charges hdb finance ecs charges means hindi how to stop ecs charges hdfc ecs charges how to get ecs charges refund hdfc bank ecs charges how to avoid ecs charges how much is ecs charges how to stop ecs charges in kotak mahindra bank how to reverse ecs charges ecs charges in bank ecs charges in axis bank ecs charges in hindi ecs charges in kotak bank ecs charges icici bank ecs charges in sbi ecs charges in canara bank ecs charges in hdfc bank ecs charges icici ecs charges in indusind bank is ecs charges refundable