Two newly launched credit cards look flashy, but deliver shockingly poor value on real usage. The Google Pay Flex Credit Card (partnered with Axis Bank) offers extremely low rewards, even on UPI spends.The IDFC Diamond Reserve Credit Card sounds premium, but its high fees and ~0.3% base reward rate make it impractical for everyday users. Bottom line, despite the hype, these cards fail to justify their costs and are best avoided.