If I Started Over at 25, I'd Do These 7 Things First

If I had to start over at 25 in 2026, I wouldn’t chase crypto pumps, meme stocks, or “get rich quick” schemes. I’d build wealth the boring way — with systems that run in the background. In this video, I break down 7 money habits I’d steal back immediately: ✅ how to build an automation machine ✅ how to widen the gap between income and spending ✅ why your income is the ultimate lever ✅ the simple investing strategy most people ignore ✅ how to legally reduce taxes with Roth/401(k)/HSA ✅ the quarterly check-up that keeps you on track ✅ and the “freedom fund” that protects everything My challenge to you: Pick ONE habit and start this week. Comment which one you’re doing first. Chapters 0:00 Start here (the real secret) 0:45 Why 2026 is different 2:05 Habit #1 Automation Machine 4:20 Habit #2 Master the Gap 6:10 Habit #3 Income is the Lever 8:10 Habit #4 The Boring Investment Strategy 10:15 Habit #5 Weaponize Your Taxes 12:30 Habit #6 Quarterly Check-Up 14:20 Habit #7 Freedom Fund 16:10 What to do this week AI Content Disclosure: Portions of this video may use an AI-generated avatar created using HeyGen. The avatar is used strictly as a visual presenter. All scripts, research, opinions, and content in this video are 100% original and created by me. No AI tool is used to generate claims, advice, or factual conclusions without my review. This disclosure is provided in accordance with YouTube and FTC transparency guidelines. Disclosure: This video is for educational and entertainment purposes only. It reflects my personal opinions and analysis and should not be considered financial, tax, legal, or investment advice. I am not a financial advisor, and nothing in this video should be used to make financial decisions without doing your own research or consulting a licensed professional. All investing and financial decisions involve risk. Past performance does not guarantee future results. “Watch the full breakdown in this playlist next.”