UPS vs NPS Comparison 2025: Which Pension Scheme Gives Higher Retirement Returns?

Planning your retirement? This detailed comparison breaks down the key differences between the voluntary, market-linked National Pension System (NPS) and the mandatory, fixed-pension Employee Pension Scheme (EPS). We cover tax benefits (Section 80CCD), risk profiles, liquidity rules, and most importantly, which scheme has the potential to build a larger retirement corpus for you in 2025