Served With A Debt Collection Lawsuit In Florida? Here’s What You MUST Do Now To Protect Yourself

Did you know over 95% of debt lawsuits in Florida end in automatic wins for collectors, not because they proved anything, but because people never responded? Most people think they can ignore it or deal with it later. Big mistake. If you don’t respond, the court enters a default judgment. That gives collectors the power to garnish up to 25% of your wages, freeze your bank account, and even put liens on your property, for up to 20 years. Here’s the truth: your deadline isn’t based on the filing date. It starts the day you were served. In Florida, that usually means you’ve got 20 days to file your response. Miss it, and you lose. But if you respond, they have to prove their case. And the reality? Many can’t. For 13+ years, I’ve defended Floridians just like you against debt lawsuits and guided them through Chapter 7 or Chapter 13 bankruptcy when needed. But time is not on your side. If you’ve been served, call me today at 727-538-4188 for a free consultation. Don’t hand collectors an easy win, fight back while you still can.