Home Contents Insurance Singapore: What Your Policy Covers (Watches, Renovation & Neighbours)

☕ Casual chat over coffee — this is not formal financial advice, just a conversation around home contents insurance in Singapore. Always read your policy, check exclusions, and consult a licensed insurer. In this episode of Coffee Tea Money Talk, host Keiran sits down with Ben, Lenin, and Estelle (all homeowners) to unpack the real issues with home contents insurance: • What “contents / home insurance” typically covers — furniture, fixtures, renovations, appliances, art, watches, liability to neighbour, etc. • How inflation, underestimation, and asset value (serial numbers, receipts, photos) affect your coverage • Difference between purchase value vs current / depreciated value, and how insurers determine payout • When damage in your home affects neighbours — how public liability / neighbour claims work • Real examples: failed claims, ceiling stains from rusted piping, policy fine print, missing receipts • How to choose the right “sum insured” to match your renovation, art, collections, etc. • Why cheap plans sometimes fail — and tips to make claim process easier • Why reviewing your policy regularly is critical (especially with rising costs) 🎁 Bonus: Free content insurance offers (for qualifying Singapore viewers) — reach out to see if you qualify. 🔔 Subscribe to Coffee Tea Money Talk for real conversations about money, risk, and planning your life in Singapore. 📞 Contact: Lenin: +65 9756 7189 Keiran: +65 9475 1285 #HomeInsuranceSG #HomeContents #SingaporeInsurance #RenovationCover #ValuablesCover #NeighbourLiability #CoffeeTeaMoneyTalk