IDFC First Bank Corporate Salary Accounts Review | IDFC First Bank Corporate Salary Account Features
IDFC First Bank Corporate Salary Accounts Review | IDFC First Bank Corporate Salary Account Features The IDFC FIRST Bank Corporate Salary Account is designed for salaried professionals, offering a Zero Balance facility combined with high interest rates and Zero Fee Banking for most commonly used services. 1. Top Features at a Glance Interest Rate: Up to 7.00% p.a. (paid monthly). Monthly Interest Payout: Unlike most banks that pay quarterly, IDFC credits interest on the first of every month, allowing for better compounding. Unlimited ATM Access: Free unlimited withdrawals at any bank's ATM in India. Zero Fee Banking: No charges for IMPS, NEFT, RTGS, Cash Deposits, Demand Drafts, or SMS alerts. 2. Account Variants & Eligibility IDFC FIRST Bank categorizes its salary accounts primarily based on net monthly salary take home. A. Platinum Plus Salary Account Eligibility: Net monthly salary ₹50,000. Debit Card: Visa Platinum Debit Card (Free for life). Lounge Access: 2 complimentary domestic airport lounge visits per quarter. Insurance Cover: Personal Accident Cover: ₹50 Lakh Air Accident Cover: ₹1 Crore Roadside Assistance: Complimentary 4 times a year (breakdown, flat tire, etc.). B. Classic Plus Salary Account Eligibility: Net monthly salary ₹25,000. Debit Card: Visa Classic Debit Card (Free for life). Lounge Access: 1 complimentary domestic airport lounge visit per quarter. Insurance Cover: Personal Accident Cover: ₹35 Lakh Air Accident Cover: ₹1 Crore 3. Interest Rates (As of December 2025) Up to ₹5 Lakh 3.00% Above ₹5 Lakh to ₹10 Crore 7.00% Above ₹10 Crore to ₹25 Crore 6.00% Above ₹25 Crore to ₹100 Crore 5.00% Above ₹100 Crore 4.00% 4. "Zero Fee Banking" Services You are not charged for these commonly used services: Fund Transfers: Free IMPS, NEFT, and RTGS (online and at branches). ATM Transactions: Unlimited free withdrawals at any bank's ATM in India. Debit Card Fees: Zero issuance and annual maintenance charges. Cash Transactions: Free cash deposits and withdrawals at branches (subject to reasonable limits). Other Fees: Free SMS alerts, chequebook re-issuance, demand drafts, and duplicate statements. 5. Debit Card & Lifestyle Benefits Insurance Coverage: Personal Accident Cover: ₹35 Lakhs (Classic Plus) to ₹50 Lakhs (Platinum Plus). Air Accident Cover: ₹1 Crore. Lost Card Liability: Up to ₹6 Lakhs. Welcome Offers (Varies by current promo): 2,000 Reward Points (approx. ₹500 value) on the first debit card transaction. Complimentary Times Prime Membership (annual) often bundled with the Platinum variant. Offers on food delivery apps (like Swiggy) and Amazon Prime (conditional on spending/usage). Rewards Program: 10X reward points on incremental spends above ₹20,000/month. 6. How to Open If your company has a tie-up with IDFC FIRST Bank, you can open the account through your HR portal or a visiting relationship manager. If you are switching individually, you can apply online via the IDFC FIRST Bank website using your Aadhaar and PAN, provided your employer is listed in their corporate database. The Power of One Thought: Master Your Mind, Master Your Life (By Sister BK Shivani) https://amzn.to/47YHLkE Health App Section Playlist : • Health App Section Finance Playlist • Finance Internet Broadband Review Playlist • Internet Broadband Review App Review Playlist • App Review Shopping Review Playlist • Shopping Review Cyber Security Series Playlist • Cyber Security Series Fayde Ki Baat Playlist • Fayde Ki Baat Jai Jawan Series Playlist • Jai Jawan Series Shorts Series • Shorts Youtube channel / @dinseetalk Instagram https://instagram.com/dinseetalk?igsh... Twitter https://twitter.com/dinseetalk?t=W5k_... idfc first bank corporate salary account, idfc first bank salary account review, idfc first bank salary account, idfc first bank salary account benefits, idfc first bank branch change online, idfc first bank salary account opening, idfc first bank salary account interest rate, idfc first bank salary account welcome kit, idfc first bank me salary account kaise banaye, idfc first bank salary account non maintenance charges, how to open idfc first bank salary account, welcome kit of idfc first bank, idfc corporate salary account, idfc first bank zero balance salary account
