These Are the 10 Best Small Towns in America to Retire

A recent study found that one in three Americans don't have enough in savings to pack-up-shop at the office. That's why picking the town that you'll decide to call your home post-working days is so essential. Whether Palm Springs brings to mind Rat Pack or Coachella, know that the area has been growing rapidly over the past decade and continues to be a sought-after retirement address. New restaurants, shopping, and culture centers are being opened, along with further development of art galleries and antique shops, shares Paul Morris, owner of a Keller Williams Realty office and author of Wealth Can't Wait.Plus, if you're an active senior citizen, it's an ideal place to keep your energy levels high. 'The weather is dry and warm all year and hot in the summer, which allows for year-round outdoor activities, including tennis, swimming, hiking, and biking.