50-30-20 rule financial independence FIRE retire early saving tips investment strategies CA Nitin Kaushik Ever wondered why some people achieve financial freedom faster? It's not just about earning more—it's about smarter money management. Discover how the 50-30-20 rule, allocating 50% to needs, 30% to wants, and 20% to savings, can be a game-changer. But for those chasing early retirement in the FIRE movement, going beyond this rule is key. CA Nitin Kaushik explains how saving 40%, 50%, or even 60% of your income accelerates wealth-building. Learn the mindset shift that turns work optional sooner, avoiding decades of dependency on paychecks. A recent survey reveals young Indians dreaming of retiring between 45-55 with pensions over ₹1 lakh monthly. Explore the aggressive saving and investing strategies needed to build a massive corpus for 30-40 years of expenses, inflation, and healthcare. This video breaks down practical steps to elevate your finances, bridge the gap to true independence, and design a life on your terms. Whether you're new to budgeting or aiming for FIRE, these insights will transform your approach to money. Subscribe for more financial tips and watch now to start your journey to wealth!