#PersonalFinance #WealthBuilding #InvestorMindset #FinancialDiscipline #StartingFromZero #LongTermWealth. Charlie Munger: If I Started 2026 With $0, Here's My Exact Plan If I had to start 2026 with absolutely nothing, this is the exact plan I’d follow. Charlie Munger already lived this — and his investor mindset still works today. Most people think starting with nothing is a disadvantage. Charlie Munger knew better. Long before billions, before Berkshire, before legacy — he was broke, in debt, and at rock bottom. And what pulled him out wasn’t luck, crypto, or shortcuts. It was discipline, sequencing, and a real plan. In this video, you’ll learn the exact step-by-step framework Charlie Munger used to rebuild from zero — adapted for 2026 realities. This is not motivational hype or fantasy investing. It’s a practical, month-by-month wealth building plan designed for anyone starting broke, behind, or financially reset. You’ll discover why income comes before investing, how to stop financial bleeding fast, and why building an emergency fund matters more than chasing returns. This approach explains how to go from zero dollars to stability, then from stability to real wealth using proven investor mindset principles. We break down: Why starting with nothing is actually an advantage How to rebuild finances without gambling The discipline most people refuse to follow How to increase income before worrying about stocks When passive income actually makes sense Why delayed gratification is the real wealth hack If you’ve ever asked “How do I rebuild my finances?” or “What would Charlie Munger do if he were broke today?” — this video answers it clearly, calmly, and honestly. This plan works whether markets are up or down. It works if you’re 25 or 45. And it works because it’s built on long-term wealth strategy, not trends. 👉 Subscribe for investor mindset content 👍 Like if you believe discipline beats hype 💬 Comment: Are you starting 2026 with a plan — or drifting? Timestamps: 00:00 Rock bottom & mindset reset 04:12 Why starting with nothing is powerful 09:30 Step 1: Stop the financial bleeding 18:40 Step 2: Income before investing 30:15 Step 3: Emergency fund strategy 42:10 Step 4–7: From stability to wealth