Charlie Munger: If I Started 2026 With $0, Here's My Exact Plan

#CharlieMunger #BuildWealth #RetirementPlanning If Charlie Munger woke up in 2026 with $0, no investments, and no reputation — just his mental models and decades of wisdom — what would he do? This isn't a biography. It's a thought experiment. A step-by-step reconstruction of how one of the greatest investors of all time would rebuild wealth from scratch in the modern economy. In this video, you'll discover: Why most people solve the wrong financial problem (and how Munger would invert it) The exact 3-phase plan: Earn, Save, Invest How to build your first $10,000 with high-value skills in 2026 Why avoiding debt is more powerful than chasing returns The 70/20/10 investment allocation Munger would use today How to let compounding work without interfering What to do if you're starting late (40s, 50s, 60s) Why patience, not intelligence, builds lasting wealth This is not motivation. This is mathematics. This is not get-rich-quick. This is stay-rational-long-enough. Charlie Munger spent 99 years proving that wealth comes from avoiding stupidity, not chasing brilliance. If he had to start over in 2026 with nothing, this is exactly what he'd do. --- 📚 Related Content: Charlie Munger's Mental Models Explained Warren Buffett's Advice for Young Investors How Compound Interest Really Works The Psychology of Debt and Financial Freedom --- ⚠️ DISCLAIMER: This video is for educational and entertainment purposes only. It does not constitute financial advice. Always consult with a qualified financial advisor before making investment decisions. --- #CharlieMunger #2026MoneyPlan #StartingFromZero #FinancialFreedom #WealthBuilding #MoneyManagement #BrokeTo20K #NewYearFinances #EmergencyFund #PassiveIncome #FinancialPlanning #MoneyTips #DebtFree #SavingMoney #InvestingForBeginners #PersonalFinance #FinancialIndependence #RetirementPlanning #BuildWealth #MoneyMindset