Why I Hate Dave Ramsey (Out of Touch Money Advice)

Old-school advice says “ditch the lattes, save 10%, invest for 40 years.” Meanwhile, housing, healthcare, and tuition exploded—and inflation keeps eating your savings. Waiting until you’re 70 to finally touch your money isn’t the flex they make it sound like. In this video, I break down why outdated guru advice doesn’t fit 2025, why compounding without context is a trap, and what Gen Z/Millennials should actually do to build freedom now—not someday. Check out my free resources and tools below ⬇️ 💳 Earn Bitcoin on everyday spending (4% back on gas) with the Gemini Credit Card: 👉 http://exchange.gemini.com/credit-car... 💰 Take the FREE Money Personality Test + get my beginner crypto guide: 👉 http://bit.ly/44VEG73 📬 Join the Freedom Built Ugly newsletter for real, no-BS money tips: 👉 http://substack.com/@freedombuiltugly