Mistakes Were Made | Debt Confession | Pending Job Loss | Where to Start?

Well, I can't say I'm not concerned about putting this out there, but we HAVE to make some changes. Hopefully this will help with accountability and maybe get some support and guidance for those in the debt reduction community. We've made some mistakes, failed to plan properly for the future and now we're going to have to deal with it. Please be gentle. #mistakesweremade #debtpayoffplan #debtconfession #creditcarddebt #debtsnowball #300kdebt #debtfreeplan #payingoffdebt #budgeting #freshstart #debt #budgetingbeginner #debtfreecommunity #debtpayoff #beginnerbudgeting 0:00 - 6:20 Intro, Why & How We Got Here 6:21 - 7:12 Experience with Debt Reduction 7:13 - 7:40 Amount of Debt, Broad Strokes 7:41 - 10:40 Job Loss Info 10:40 - 13:47 Explaining My Setup 13:48 - 21:34 The Debt Details 21:35 - 22:40 Current Income 22:41 - 24:19 More Stupidity 24:20 - 24:29 What's In The Bank 24:30 - 25:05 Emergency Goal 25:06 - 25:30 Mortgage Coverage 25:31 - 27:26 Concerns About Future Pay Shortfalls 27:27 - 29:17 Nervous About Getting Back Into Job Hunt 29:18 - 32:17 Monthly Costs Breakdown 32:18 - 33:29 How I've Organized Recording Debt Progress 33:30 - 36:09 Rudimentary Budget - Needs Work 36:10 - 39:39 Cash Envelope Discussion, Some Confusion 39:40 - 41:09 Fears About Future Job Opportunities 41:10 - 42:55 Reason For Sticking With Current Job To the End 42:56 - 43:50 Thank you for Listening - Request for Advice 43:51 - 45:19 Documenting A Recent & Future Purchases 45:20 - 45:30 Outtro