Own your home? A BMO HELOC could help you consolidate your debt into one simple payment. Learn how debt consolidation works and how home equity may help simplify your finances. Please consult with your financial advisor as to the benefits and drawbacks associated with unsecured debt compared to secured debt and whether consolidation of your debts makes financial sense for you. Accounts are subject to approval and are provided in the United States by BMO Bank N.A. Member FDIC.