Insurance companies count on confusion. Max out of pocket proves it. Listen before you pick a plan.

Most people think max out of pocket means full protection. It does not always work that way. This episode explains how insurance tracks costs, what counts toward the limit, and where people get hit with surprise bills. In this episode, you learn • What max out of pocket means in plain language • Which costs count and which do not • When you still pay after reaching the limit • How this impacts real medical bills If you have insurance or plan to choose a policy, this episode matters. Understanding the rules protects your money and helps you avoid expensive mistakes. Watch the full episode and learn how insurance really works.