What's The Difference: Hitting An Animal Vs. It Hitting My Car? - Hispanic Home Shield

What's The Difference: Hitting An Animal Vs. It Hitting My Car? Have you ever wondered what to do if an animal causes damage to your vehicle? In this helpful video, we’ll explain everything you need to know about insurance coverage for animal-related incidents. We’ll start by defining what comprehensive coverage is and how it protects your car from damages caused by animals, whether you're driving or parked. We’ll discuss the difference between hitting an animal while driving and an animal hitting your car while stationary, and how each situation is handled by your insurance policy. You’ll learn what expenses are covered, how deductibles work, and what to expect if you need to file a claim. Additionally, we’ll explain what happens if you swerve to avoid an animal and accidentally hit another vehicle or object—this is considered a collision, which is covered differently. We’ll also cover the importance of reviewing your policy to ensure you have the right protection, especially if animals are common in your area. For many Latino families in America, understanding these details can help you stay prepared and avoid unexpected expenses. Always check with your insurance agent to confirm your coverage options. Stay informed to protect your vehicle and your finances in case of animal encounters. ⬇️ Subscribe to our channel for more valuable insights. 🔗Subscribe: https://www.youtube.com/@HispanicHome... #CarInsurance #AnimalAccident #ComprehensiveCoverage #InsuranceTips #LatinoFamilies #CarDamage #InsuranceClaims #VehicleProtection #InsuranceAdvice #RoadSafety #CarAccidentHelp #InsuranceGuide #FinancialProtection #AutoInsurance #InsuranceExplained About Us: Welcome to Hispanic Home Shield, your go-to channel for bilingual insurance resources tailored for Latino families. We cover a range of essential topics, including family health insurance options, life insurance for Latino households, car insurance guidance, and both renters and homeowners insurance. Our mission is to provide accessible information regarding immigration status and insurance access, cultural considerations in insurance, and support for multigenerational households.