As the equity markets are always volatile, especially since 2020, it is important to hedge your investments by diversification in debt instruments. While Fixed Deposits (FD) are more conservative and safe, Debt mutual funds are also a great option with man benefits. Watch the video to understand the comparison between the 2 options and which one is better for you. --------------------------------------------------------------------------------- Disclaimer: Financial Independence Times is a personal research based Youtube channel. The channel and its owner are not a registered investment, legal or tax advisor, or a broker/dealer. All investment or financial opinions presented on this channel are purely based on personal research and experience of the owner of the channel, and the content presented is intended only for educational or awareness purposes. Although best efforts have been made to ensure that all the information is accurate and up to date, occasionally unintended errors may occur.