How To Open Sharjah Islamic Bank Account Online In UAE | Step-by-Step Guide Opening a Sharjah Islamic Bank (SIB) account online is easy with their SIB Digital app. Download the app and start registering by entering your email and phone number, then verify via OTP. Scan the front and back of your Emirates ID to auto-fill your details, confirm accuracy, and agree to terms. Take a selfie for identity verification, provide employment status, and submit the application. SIB offers zero balance accounts with no minimum salary requirement, plus a free debit card. Once approved, set up your login credentials to access your new account digitally.