Best Investment Plans for 3+ Year-Old Kids in India – Mutual Fund Guide 2025
Are you a parent wondering how to start the best investment for your 3-year-old child’s future? Whether it’s for education, marriage, or other important milestones, investing in children’s mutual funds is a smart choice to grow your child’s financial corpus over time. This video is a complete guide to the best children’s mutual funds in India for 2025, updated with the latest data, returns, lock-in rules, and expert tips. In this video, we explain the top three children’s mutual funds that Telugu parents should consider: SBI Magnum Children’s Benefit Fund – A hybrid aggressive fund with a proven track record, offering a mix of equity and debt for balanced growth. It has a lock-in period to ensure the funds remain invested for the long term, maximizing compounding benefits. Tata Young Citizens Fund – A flexi-cap equity fund targeting high growth opportunities in consumer and banking sectors. It comes with a lock-in period and is ideal for parents with higher risk appetite aiming for substantial capital appreciation. ICICI Prudential Child Care Fund – A solution-oriented hybrid fund focusing predominantly on equity investments to generate long-term wealth. It has flexible investment options including SIPs starting from ₹100, making it accessible for all investors. Why start investing for your child at age 3+? Starting early gives the power of compounding to work over 15+ years till the child reaches adulthood. With disciplined investments and a lock-in period until the child turns 18 or at least 5 years minimum, these funds help your money grow steadily despite market ups and downs. Children’s mutual funds also come with tax benefits under current Indian regulations. What you will learn in this video: The latest NAVs, AUMs, and expense ratios of best funds in 2025 Lock-in periods, exit loads, and minimum investment amounts Fund portfolio composition and risk levels explained simply How to do KYC and who can invest on a minor’s behalf Tax implications and redemption rules for kids’ mutual funds Expert tips on choosing the right fund based on your financial goals and risk appetite How to start SIP investments for your child easily Who should watch this video? If you are a Telugu-speaking parent, guardian, or family member living in India and want to secure your child’s financial future, this video is made just for you. We focus on mutual fund options specifically designed for Indian children and discuss everything in Telugu so you understand it easily. Why trust this guide? All the data and fund details provided are updated as of July 2025, based on official AMC sources and SEBI regulations. We also break down complex financial jargon in simple Telugu terms so you can make confident investment decisions. Subscribe now to our channel for more videos on financial planning, mutual funds, SIPs, and investment strategies for Telugu families. Like and share this video with other parents who want to build a secure financial future for their kids! / @ramanadigitalmedia Instagram: / ramanadigitalmedia X : https://www.x.com/RamanaMedia Facebook: / ramanadigitalmedia #ChildInvestmentPlans2025 #BestMutualFundsForKids #TeluguInvestments #ChildSIP #పిల్లలుపెట్టుబడి #మ్యూచువల్ఫండ్స్ #TeluguFinancialPlanning #పిల్లలభవిష్యత్తుప్లానింగ్
