Discover why the "listing gain" is a dangerous illusion and how you may have LOST | Franky Fernandes

🚨 THINK before Applying for IPOs! It could be a BIG distraction for building wealth Is getting an IPO allotment the key to getting rich? Think again. In this video, I'm exposing the brutal truth about the IPO market and you can decide for yourself. What if I told you that NOT getting an IPO allotment could be better for your wealth? And that the BEST decision is to never apply at all? Every time a new IPO hits the market — the hype, the FOMO, the “sure-shot listing gains” flood our screens. But here’s the truth: most retail investors don’t make wealth — they lose time, money, and opportunity. In this eye-opening video, I break down five years of IPO data (2021–2025) and reveal what really happens after the listing day: 📉 The so-called “winners” that turned negative later ⏳ The cost of losing compounding time while chasing allotments 💸 Why mutual funds quietly outperform flashy IPOs year after year 🎯 And the psychology behind why investors keep falling for the same trap You’ll also see: ✅ The shocking probability of getting IPO allotment (less than 3%) ✅ How IPOs that list at 100% premiums often end up underperforming the Nifty Next 50 We analyzed every major IPO from 2021 to 2025—Lenskart, Tata Technologies, Zomato, Nazara, LIC, and more—and the data will shock you. Discover why the "listing gain" is a dangerous illusion and how chasing IPOs is making you miss out on real, long-term wealth. In this video, you will learn: 📊 The IPO Reality Check: An honest look at the year-by-year performance of 300+ IPOs. The stats don't lie. 💸 The "Time in Market" Trap: How your money is silently losing value while you wait for IPO refunds. This is your biggest hidden cost! 📉 The Post-Listing Crash: See what happened to superstar IPOs like Nazara Tech & Tata Tech AFTER their sensational listing. The results will stun you. 🤯 IPO vs. Mutual Funds (SIP): We put the top-performing IPOs against simple mutual funds. The winner is undeniable, and it's not even close. 🎲 The Lottery Myth: The real, pathetic probability of getting allotted in a "good" IPO. Are you wasting your time on a 0.1% chance? 📊 This Video Covers IPO performance 2021–2025 (returns, success rates, and reality) Sector analysis: which IPOs delivered and which sank Real examples — Nykaa, Zomato, Paytm, Tata Technologies, Sigachi & more Mutual fund comparison and what SIP investors earned instead If you're tired of the IPO frenzy and ready to build actual wealth, this video is your wake-up call. It's time to stop gambling and start investing wisely. 💬 If you’ve ever felt the excitement of IPO investing — you need to watch this before you apply again. By the end of this video, you’ll never look at IPOs the same way again. Chapters: 0:00 - Intro to the video 1:39 - My Intro 2:03 - IPO Statistics 2021-2025 (The Golden Lie) 4:58 - Summary of IPO stats 5:53 - The Sector-Wise Breakdown 8:05 - The Post-Listing CRASH (This is Gold!) 10:50 - Percentage of IPOs gained / lost ( year on year) 12:55 - Your Chances of Getting an IPO? (It's a Lottery) 16:38 - The BIGGEST Loss (Time in Market) 19:27 - Top IPO Performers: Then vs. Now (The Final Nail) 23:19 - IPOs vs. Mutual Funds (You Won't Believe This!) 27:19 - IPOs vs Nifty 50 / Nifty next 50 30:17 - Learnings 31:40 - Final Verdict: Should You EVER Apply? #IPO #Investing #WealthCreation #StockMarket #MutualFunds #SIP Let me know in the comments: After watching this, will you ever apply for an IPO again? Share this with a friend who's always chasing the next big IPO! 👤 About Me I’m Franky Fernandes, Founder of Harmony and Money — a community for young families (30–40) who want to grow wealth without sacrificing their marriage. As a Certified Financial Planner and Marriage Coach, I help couples make money decisions together with love, clarity, and purpose. 💑💰 🌐 JOIN OUR COMMUNITY: Harmony & Money — Where families grow wealth AND relationships together. www.harmonyandmoney.com 42% Discount coupon code: LOVE ➡️ Join my weekly webinars (weekends 7 pm). https://tinyurl.com/webinar3secrets Instagram handle:   / frankynfernandes   Youtube channel:    /  @frankynfernandes    Facebook:   / franky.fernandes.587   Linkedin: www.linkedin.com/in/frankynfernandes email: [email protected]