5 Credit Card Traps Keeping You Broke 2025

5 Credit Card Traps Keeping You Broke 2025 Ditch the debt in 2025! Discover 5 credit card traps keeping you broke—like chasing rewards (loss aversion trap) and BNPL illusions (cashless overspending psychology). With $1.23T US debt at 22% APR, learn behavioral hacks: AI nudges, snowball pays, and FOMO freezes. Backed by Fed/TransUnion stats + real stories. Timestamps: 0:00 Hook: Swipe to Broke? 0:30 Trap 1: Rewards Rat Race 1:00 Trap 2: Min Payment Mirage 1:30 Trap 3: BNPL Illusion 2:00 Trap 4: Lifestyle Creep 2:30 Trap 5: Limit Boost 3:00 Cred + Volatility 5:00 Hacks Roundup 6:00 CTA Avoid credit card debt behavioral biases | Overspending psychology credit cards | BNPL traps cashless spending 2025 | Lifestyle creep credit card mistakes. Sub for mass finance psych tips! Free debt tracker: [https://lstractorusa.com/blogs/free-l....] #CreditCardTraps2025 #DebtFree #BehavioralFinance