In this episode, we speak directly to one of the biggest realities across the Caribbean: minimum wage can’t keep up with rent, inflation, or the cost of survival. Too many people spend every year restarting financially, waiting on government, waiting on the economy, waiting on a breakthrough that never comes. The truth is simple: no one is coming to save you. This conversation breaks down why the system keeps people stuck, why loans are easier to get for debt than for wealth, and how real change starts with one decision: building skills, creating extra income, and taking control of your future right where you are. If you’ve ever felt trapped, behind, or tired of surviving, this is your wake-up call. 00:00 - The Hard Truth: Only You Can Save You 01:05 - The Caribbean Crisis: Minimum Wage vs Rent 03:10 - Why Banks Fund Debt but Block Wealth 05:20 - Rent Keeps Rising, Inflation Keeps Winning 07:40 - Stop Waiting for Government to Fix It 10:05 - The Real Solution 15:10 - You Have More Time Than You Think 18:05 - Making Extra Money Is a Skill You Can Practice 20:45 - Why We Don’t Build Together 23:30 - Building from Home 28:40 - Start With $5 a Day and Compound It 31:00 - Change Your Life by Starting Now