Bajaj Finance Personal Loan | Bajaj Personal Loan | Loan App Fast Approval

Apply For Bajaj Personal Loan https://mdeal.in/c_MHrrcnpdz3LgVT9 -------------------------------------------- About This Video : Bajaj Finance offers personal loans tailored to meet various financial needs, such as medical emergencies, weddings, home renovations, or higher education. Here's a comprehensive overview to help you understand the offerings Loan Amount & Tenure Loan Amount: Up to ₹55 lakh (inclusive of insurance premiums, value-added services, and processing fees). Repayment Tenure: Flexible options ranging from 12 to 96 months Interest Rates & Charges Interest Rates: Starting from 10% p.a., varying based on factors like credit score and income. Processing Fees: Up to 3.93% of the loan amount (inclusive of taxes). Prepayment Charges: Up to 4.72% of the principal outstanding. Bounce Charges: ₹700 to ₹1,200 per instance. Penal Charges: ₹6 to ₹12 per day for delayed payments Eligibility Criteria Age: Between 21 and 80 years (age at loan maturity). Employment: Salaried individuals employed with MNCs, public, or private companies. Citizenship: Must be a resident of India. Credit Score: A CIBIL score of 685 or above is ideal for quicker approval Required Documents KYC Documents: Aadhaar card, PAN card, passport, voter’s ID, or driving license. Income Proof: Salary slips for the last 3 months. Bank Statements: Statements for the past 3 months. Employment Proof: Employee ID card. Loan Disbursement Time Existing Customers: With pre-approved offers, funds can be disbursed within 5 minutes to a few hours. New Customers: Typically, disbursement occurs within 24 hours after approval, provided all documentation is in order. Loan Variants Flexi Hybrid Loan: Offers the flexibility to borrow and repay within a specified limit. Interest-only EMIs are charged on the amount utilized. Flexi Term Loan: Allows multiple withdrawals from the sanctioned limit with fixed EMIs covering both principal and interest. Term Loan: A fixed loan amount with regular EMIs comprising both principal and interest How to Apply Online Application: Visit the Bajaj Finance Personal Loan page and click on “Check Offer.” Enter Details: Provide your mobile number and verify with OTP. Review Offer: View your pre-approved loan offer, including the loan amount and tenure. Submit Documents: Upload the necessary KYC and income documents. Complete Application: Finalize and submit your application ----------------------------------- Our Other Useful Links : ------------------------------------------ 1) XY Axis - Full YouTube Course Link https://xyaxiseducation.com/learn/fas... -------------------------------------------- Some Best Credit Cards Links : --------------------------------------------- SBI Cashback Credit Card https://secure.traqkarr.com/click?pid... ----------------------------------- SBI BPCL Octane Credit Card - Best Fuel Card http://tinyurl.com/IMASBIBPXY ----------------------------------- Tata Neu - HDFC Credit Card https://tinyurl.com/yhf8wae6 ------------------------------------- Kiwi Credit Card https://tinyurl.com/4bm29nv6 ------------------------------------- HDFC Bank Credit Cards Link https://tinyurl.com/29m4ksnt -------------------------------------- Axis Bank Credit Card Links https://tinyurl.com/mux6fe3j -------------------------------------- Best Bank For 0 Balance Account Opening ----------------------------------------- IndusInd Bank 0 Balance Account Opening Link https://mdeal.in/c_Rg0GCaV8TYn0PMD --------------------------------------- Best EMI Credit Card Link --------------------------------- Bajaj Finserv EMI Card Apply Link https://mdeal.in/c_ySS7pArFgTYWnY9 ------------------------------------- Insurance ------------------ Health Insurance Link : https://tinyurl.com/4t4tbdvy Term Insurance Link : https://tinyurl.com/3tdn8xzu