Welcome back to The Dream and the Debt, a colorful corner of YouTube where big dreams and tight budgets can coexist. 💗 I’m Leah, and in today’s video I’m cash stuffing my second paycheck of January. This is the first of two paychecks this month that will go toward my bills, since I already cash stuffed my magic month paycheck earlier in January. For today’s cash stuffing, I’m stuffing a total of $701: $580 from my paycheck, which is the usual amount I cash stuff each pay period $87 pulled back from what would have gone toward my electric bill since I still have a credit on my account The remaining amount is from a refund I received This video is a reminder that budgeting doesn’t have to be perfect to be effective. Real progress comes from staying consistent, adjusting when needed, and continuing to show up even when things don’t go exactly as planned. If you enjoy realistic budgeting, cash stuffing, sinking funds, and building sustainable financial habits, you’re in the right place. ✨ Let’s dream boldly. Budget beautifully. New videos every week. Subscribe to join the journey. 💸 What You’ll See in This Video Cash stuffing $701 Second January paycheck budgeting Adjusting categories with real life changes Staying consistent with financial goals If you enjoyed this video, don’t forget to like and subscribe 🤍 Comment below and let me know what category you’re focusing on the most right now. 00:00 Intro 01:07 Rerecord Explanation 02:38 Cash Count 04:17 Unstuffing Wallet 06:41 Wallet Cash Stuffing 09:05 High Priority Sinking Funds Binder 11:52 Variables Binder 16:45 Low Priority Sinking Funds Binder 20:33 Savings Challenges 25:06 Closing + Thank You