Wells Fargo Autograph Card Review 2025 | Worth It or Leave It?

The Wells Fargo Autograph Card solves the frustration of slow points earning by offering 3X points on categories like restaurants, travel, gas stations, transit, streaming services, and phone plans, plus 1X on everything else. With a 20,000-point welcome bonus (worth $200) after just $1,000 spend in the first 3 months, earning starts fast. The 0% intro APR for 12 months on purchases helps manage big expenses without immediate interest, while no foreign transaction fees keep global spending cost-effective. Perks like up to $600 cell phone protection, straightforward 1:1 point redemption, and useful Visa Signature benefits make it a practical choice for both daily life and trips. Still, with no balance transfer offer, no premium travel perks, and a high regular APR after the intro period, its greatest strength shines when spending falls squarely in its 3X categories—and there’s one surprising way to maximize those categories most people miss. Pros: 3X points on dining, travel, gas, transit, streaming, and phone plans 20,000-point welcome bonus ($200 value) after $1,000 spend in 3 months No annual fee 0% intro APR for 12 months on purchases No foreign transaction fees Up to $600 cell phone protection ($25 deductible) Simple 1 cent per point redemption value Includes Visa Signature perks Cons: No intro APR on balance transfers Rewards drop to 1X outside bonus categories No premium travel perks like lounge access Fixed redemption value with no transfer partner boosts High APR after intro period if carrying a balance #WellsFargoAutograph #CreditCardReview #BestCreditCards #NoAnnualFeeCard #CreditCardRewards #FinanceTips #MoneyHacks #PersonalFinance #PointsAndMiles #MoneyTips ⚠️ The views and opinions expressed on this channel are solely those of the creator and do not reflect the views of any companies or organizations mentioned. All product reviews and tutorials are based on personal experiences and research. Any pricings, percentages, rates, etc. mentioned in any videos are accurate until the time of recording. Please ensure to check the product info for the most updated numbers. While I strive for accuracy and thoroughness, all information provided is for general informational purposes only. Please do your own research before making any purchasing decisions. This channel may include affiliate links, which means I may earn a commission if you make a purchase through those links at no additional cost to you. By watching, you acknowledge that you are solely responsible for any decisions made based on the content provided. For business inquiries, please contact [email protected] Attribution: Stock footage provided by www.freepik.com, www.pexels.com, www.canva.com