Is Personal Liability Included In Standard Home Insurance?

Ever wondered if your home insurance truly protects you from those unexpected 'oops' moments? We're diving deep into whether personal liability coverage is a standard feature in your homeowner's policy, and what that really means for you. Here's what you need to know about personal liability and your home insurance: ► Standard homeowner's insurance policies typically include personal liability coverage. ► This coverage protects you financially if someone is injured on your property or if you accidentally cause damage to someone else's property. ► It covers legal fees and damages if you're found responsible for an incident. ► It usually excludes intentional acts, business-related incidents, and motor vehicle accidents. ► Review your policy's limits and consider an umbrella policy for additional protection. #PersonalLiability, #HomeInsurance, #InsuranceTips, #HomeownerProtection