Here's why you should invest in Gilt Funds? By: Pankaj Mathpal

Gilt funds are debt funds that invest primarily in government securities. We are going to discuss following points in the video. #GiltFunds #PankajMathpalCFP #GovernmentSecurities #DebtFunds Gilt funds invest minimum 80% of assets in Government Securities. Government Securities never default on payment. Gilt funds do not carry default risk. Gilt funds only carry interest rate risk. If interest rate rises, then NAV of Gilt funds will fall. Gilt funds perform better in falling interest rate regime. Here is the link to subscribe our channel: https://www.youtube.com/PankajMathpal... Like any other mutual fund Gilt funds too do not offer guaranteed returns. RBI issues government securities with a fixed tenure on behalf of government. Gilt funds can be an ideal combination of low risk and reasonable returns. Gilt funds provide stability to the investment portfolio. Capital gains from Gilt funds are taxable. Also Watch:    • Is there any similarity between GOI Saving...      • Do you have a super top-up health insuranc...   Investment in Gilt funds for a period up to 3 years is considered Short-Term and more than 3 years Long-Term. Short Term Capital Gain (STCG) is added to the income of the investor. Short Term Capital Gain is taxed at the rate applicable to the investor based on the total income of the investor during the financial year. Long Term Capital Gain is taxed at 20.80% (including cess) with indexation.