4 Properties At 24: Top Aussie Broker Reveals Her No B.S. Property Investment Strategy

Less than 10% of investors own more than one property. Natasha Choi owns multiple. She started at 22, and did it all while raising a family and running a growing career in finance. In this episode of The No B.S. Property Investing podcast, we sit down with Natasha Choi, senior investment lending manager at the Australian Lending & Investment Centre(ALIC) - and one of Australia's top-performing brokers. Natasha opens up about her property investing journey… from buying her first investment property at 22 to building a diversified portfolio. All while raising a family and breaking norms in the male-dominated finance industry. If you’re a first-time property investor, considering rentvesting, or confused about things like LMI, guarantor loans, or the buy vs. sell property debate, this episode is a must-listen. Tune in to hear about: ✅How Natasha started investing in property at just 22 years old ✅The role of buyers advocates and how they helped her build a strong portfolio ✅How to use Lenders Mortgage Insurance (LMI) strategically ✅What is a guarantor loan, and how parents can help kids get started ✅Insights into cash flow management and budgeting for investors ✅Why rentvesting can be a smarter move than buying your dream home ✅The difference between good debt vs. bad debt Natasha also shares how her migrant family background shaped her conservative mindset around money and debt - and how she broke through with education, expert guidance, and early action. Key moments: 00:00:00 Meet Natasha Choi 00:03:00 Breaking Free From "Debt Is Bad" Thinking 00:05:40 Why Financial Literacy Isn't Taught 00:07:40 First Investment at 22 00:11:20 Why She Used Professionals Early 00:14:00 Her Biggest Investment Mistake 00:17:20 How Young People Can Start Today 00:21:20 The Guarantor Pathway 00:24:00 When to Hold vs Sell Property 00:25:20 The Rentvesting Strategy Hit play now and discover why the best time to invest was yesterday - and the second-best time is today. - 👉Get In Touch With ALIC https://www.ripehouseadvisory.com.au/... - 👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now: https://www.ripehouseadvisory.com.au/... - ✅About Natasha From ALIC✅ Natasha is a seasoned finance professional with over a decade of experience. She brings a unique perspective to ALIC - leveraging her extensive property portfolio and small-scale development ventures to guide clients towards homeownership and wealth-building strategies. - ✅About Ripehouse Advisory✅ Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns. With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations. - ✅Contact Ripehouse Advisory✅ https://www.ripehouseadvisory.com.au/