How to Compare Medicare Plans Without Overpaying | Simple Guide for Seniors

Choosing a Medicare plan can feel overwhelming — and that’s exactly why so many seniors end up overpaying every single year. In this video, I walk you through the simple, proven way to compare Medicare plans so you can clearly understand: Monthly premiums Deductibles Copays and coinsurance Out-of-pocket maximums Prescription drug costs Specialist and hospital coverage Most people make the mistake of focusing only on the lowest premium, not realizing that low-premium plans often come with higher deductibles, higher copays, and higher financial risk. By the end of this video, you’ll know exactly what to look for and what to avoid, so you can choose a plan that fits your real health needs — not someone else’s. This guide is perfect if you are: Turning 65 and new to Medicare Already on Medicare and thinking about switching plans Managing chronic conditions Trying to protect your retirement savings from unexpected medical costs 💡 Remember: Medicare is not about choosing the cheapest plan — it’s about choosing the smartest one. 👉 Follow Medicare Mentor for clear, honest Medicare education without pressure, sales tactics, or confusing jargon.