You Only Need 5 Mutual Funds. Which Ones Are You Missing?

Building a mutual fund portfolio doesn’t need to be complicated. With over 1,800+ schemes in India, most investors get confused, over-diversify, or end up buying multiple funds that do the same thing. In this video, I break down a simple, practical 5-Fund Portfolio framework that gives you growth, stability, global exposure, and diversification — all without holding unnecessary schemes. You’ll learn how to choose: ✔️ 1 Active Equity Fund (flexi-cap recommended) ✔️ 1 Index Fund (Nifty 50 / Nifty 500) ✔️ 1 Debt Fund (liquid, short-duration, or gilt depending on your goal) ✔️ 1 Gold/Silver ETF for hedge & crisis protection ✔️ 1 Global Fund / Global ETF for worldwide diversification This framework works for beginners, intermediate investors, and even for anyone creating a long-term portfolio. We also discuss key concepts like Sharpe Ratio, Sortino Ratio, Tracking Error, Expense Ratio, credit quality, and how to evaluate mutual funds using platforms like Morningstar and Value Research. ⭐ What You’ll Learn: Why 5 funds are enough for a complete portfolio How to avoid over-diversification The right way to evaluate active funds (Sharpe, Sortino, Capture Ratios) How to pick the best index fund Choosing the right debt fund based on goals Should you invest in Gold ETF or Gold FoF? How to take global exposure through ETFs or LRS Portfolio allocations for conservative, balanced & aggressive investors Taxation rules for each fund category ⭐Timestamps - 00:00 – The mutual fund confusion problem 01:21 – The 5-Fund Portfolio Framework 02:52 – How to choose an Active Equity Fund 06:49 – How to choose an Index Fund 09:12 – How to choose a Debt Fund 12:25 – Why you need a Gold ETF 14:14 – Global investing through ETFs 16:56 – Picking the right allocation for you 18:06 – Taxation of all 5 funds 18:40 – Final Takeaway If you found this helpful, hit Like, share, and subscribe for more simplified investing content. Comment below: Which of the 5 funds is missing in your portfolio right now? Check out AngelOne here - https://angel-one.onelink.me/g8vG/iqu...