What Optional Benefits Increase Life Insurance Premiums?

Are you curious about how adding extra features to your life insurance policy can impact its cost? Understanding the optional benefits that drive up your premiums is crucial for making informed decisions about your coverage. In this essential guide, we break down: ► How common riders like accidental death benefit can affect your monthly payments. ► The premium implications of adding a waiver of premium clause to your policy. ► How accelerated death benefit riders, while valuable, can adjust your overall life insurance costs. ► Why critical illness riders might be a significant factor in your premium calculations. #LifeInsurancePremiums, #OptionalBenefits, #LifeInsurance, #InsuranceTips, #FinancialPlanning, #LifeInsuranceRiders