The 2026 Budget Reset Challenge: Ways to Budget #shorts

💸That early-January gut punch is real. You open your card statement and think, “Wait… I spent HOW much in December?” 📈 Same! The fix isn't some perfect, color-coded budget you quit by February. It’s a reset, a few smart defaults, and a system that doesn’t make you hate your life. Start Here: 1. Review December like a detective, not a judge. Pull a simple spending report from your bank or card, and just look. No shame spiral. Just data. 2. Pick a budgeting style that matches your brain. Zero-based budgeting (every dollar has a job), the 50-30-20 rule, or a “reverse budget” where savings happen first, then you live on the rest. 3. The “four bank accounts” setup is sneaky good. An account for bills, savings goals, a guilt-free spending account (yes, the judgment-free zone), and a buffer account (because real life loves surprises). 4. Want to get extra organized? Split your paycheck across accounts automatically. The money goes where it should go before you can “accidentally” spend it. 📢Also, quick PSA, if you use AI to help sort spending, keep personal info out of it. No names, addresses, or anything spicy. Curious where you fall on the budgeting spectrum. Are you a “track every dollar” person, or a “set it up and don’t make me think about it” person? #personalfinance #budgeting #financialplanning    • The 2026 Budget Reset Challenge - Turn You...   Please share any topics or questions you would like to see featured in our videos in the future! Drop us a line in the comments 🙏 👉 Follow us on socials, join our weekly newsletter, get our free eBook, and more: https://go.wealthkeel.com/m/WK Disclosures: This information is for general purposes only. This information is not intended to be a substitute for specific professional financial or tax advice, as individual circumstances vary. Please see a financial professional, CPA, and/or an attorney in regards to your own individual situation.