Kisan 🧑‍🌾 Credit Card (KCC)-Empowering Farmers with Credit | #KCC #agricultureloan #agriculture

🚜 Kisan Credit Card (KCC) – Empowering Farmers with Credit! 🌱💰 The Kisan Credit Card (KCC) Scheme provides timely and affordable credit to farmers for their agricultural and allied needs. With interest subvention of 2% and a 3% prompt repayment incentive, farmers can avail loans at a highly subsidized rate of just 4% per annum! ✅ Purpose: 🔹 Short-term crop loans & post-harvest expenses 🔹 Working capital for farm maintenance & allied activities 🔹 Investment credit for agriculture & non-farm needs ✅ Eligibility: 👨‍🌾 Individual farmers, tenant farmers, sharecroppers, SHGs & JLGs ✅ Validity for KCC: Up to 5 years ✅ Age Limit: 18-75 years (Co-borrower required for senior citizens) ✅ Security: Hypothecation of crops for loans up to ₹1.6 lakh 💡 Govt Benefits: Farmers get up to ₹3 lakh loan at just 7% interest with interest subvention of 2%, and 3% extra interest subvention with prompt repayment with effective ROI 4% ! 🌾💸 💰 🚀 #KisanCreditCard #Farmers #AgricultureFinance #KCC #FarmersProtest #FarmersLoan #Loan #AgricultureLoan #Credit #ValidityforKCC