He Built a $16B Business by Doing What Big Banks Wouldn’t
Why 40,000 Businesses Ditched Amex for This Unknown Startup? The Silent $16B Startup That’s Beating the Big Banks: What if you could build a billion-dollar business by helping companies spend less? In today’s video, we break down how Eric Glyman, the CEO of Ramp, turned a simple cost-saving idea into one of the fastest-growing startups in fintech history — now worth over $16 billion. You'll learn the exact startup strategy, product development tactics, and financial principles used to outmaneuver giants like American Express (Amex) and Capital One. This is not just a founder story — this is a masterclass in building wealth, product-market fit, and financial resilience in a changing world of AI, crypto, and macroeconomic uncertainty. 🔑 In this video, you’ll learn: ✅ How Ramp created a product with near-zero churn (99.93% retention) ✅ The 3-part framework for building a business that survives recessions ✅ How to use AI and automation to ship faster and outlearn your competitors ✅ Why most financial institutions get innovation wrong ✅ How to position your startup against giants like Amex, Capital One, and Brex ✅ How to avoid startup failure, bankruptcy, and costly tech debt ✅ The mindset and systems used by billionaires to scale with speed and stability ✅ How to build a team that thinks in first principles and ships 10x faster ✅ Why Ramp succeeded by aligning business incentives with customer success ✅ How to leverage data, financial automation, and internal AI tools for scale ✅ Why crypto incentives and decentralized finance principles are echoing in top startups today 🔥 Perfect for anyone interested in: How to become a billionaire CEO Financial strategy for startups and scale-ups AI in finance, data management & internal tooling Lessons from failed startups and how to avoid bankruptcy Product-led growth and operational excellence Crypto-native strategies applied to TradFi Cash burn, runway extension, and financial efficiency How to build wealth during a downturn Becoming a founder with staying power #Fintech #StartupStrategy #BuildWealth #Ramp #EricGlyman #AIinFinance #AIStartup #CryptoStartup #CryptoStrategy #ArtificialIntelligence #MachineLearning #FintechInnovation #FinancialAutomation #BusinessCreditCards #WealthBuilding #FinancialFreedom #CashFlow #BillionDollarStartup #VentureCapital #FounderMindset #StartupGrowth #SaaS #ProductStrategy #BusinessGrowth #TechStartup #SiliconValley #StartupPlaybook #BankingInnovation #FinancialInstitutions #DigitalBanking #Neobank #HowToBuildWealth #AvoidBankruptcy #FinancialStability #BillionaireMindset #Entrepreneurship #EarlyStageStartups #SeedFunding #SeriesA #YCombinator #VCFunding #FintechCEO #CryptoBusiness #DataDriven #DataAnalytics #AIProductivity #InternalAI #TechLeadership #DisruptiveInnovation #BusinessStrategy #CapitalEfficiency #SpendManagement #RampCard #CorporateFinance #TechDebt #StartupLessons #StartupFounder #ModernBanking #Bootstrapping #B2BFinance #CryptoFinance #BusinessResilience #ScalingTech #FinancialPlanning #MoneyManagement #FinanceTips #Startups2025 #HowToBeABillionaire #ProductLedGrowth #GrowthStrategy #SmartSpending #EconomicResilience #CostCutting #StartupExecution #BusinessPlaybook #ZeroToOne #FinanceForFounders #FinancialEfficiency #SaaSBusiness #LeanStartup #MonetizationStrategy #DigitalTransformation #FinancialTech #StartupLeadership #CryptoManagement #StartupTools #BusinessModelInnovation #BuildAndScale #BillionDollarIdeas #FintechPlaybook #AmexVsRamp #FinancialDiscipline #FounderStory