How to Create a Budget Stick to it and What to Do

Getting control of your future is essential. The starting point is a budget. You need to make sure you aren't living beyond your means as well as make sure you are aware of your spending. It is eye opening when I have people do an exercise where they write down their spending for at least a week but ideally a month. What they discover is how much they actually do not account for and the places they can really be saving. It's not cutting out your pleasures completely. It's simple adjustments. Adjustments that after just a few weeks most don't even miss the adjustment. Such as not buying a bottle of water at a gas station, or skipping the coffee shop twice a week, or pack a lunch. These are small ways to make a big difference. You could be saving $400 a month just by making these three changes. You would be shocked at how quickly those impulse buys add up. Take the challenge and see for yourself! #Money #taxes #savings #colefam #challenge #budget