Florida Homeowners Pay $7,136/Year While Hawaii Pays $659 — Here's Why

Louisiana homeowners will see a 27% rate increase by end of 2025. Florida has lost 16 insurers since 2017. Nebraska pays $6,366 per year just for hail damage. I reveal real quotes from every state, explain why some pay 10 times more than others, and show you the exact factors that affect your premium the most. Your credit score alone can double your rate. Your roof material can save you 20%. Location, crime rate, claims history everything is ranked by impact. This is the home insurance breakdown nobody else will give you. #homeinsurance #insurancerates #expensiveinsurance #louisianainsurance #floridainsurance #homeownertips #insurancecomparison #statebystateinsurance #insurancecost #savemoneyoninsurance #homeowners #realestatetips Welcome to Real Insurance Tips — where insurance finally makes sense. Here you’ll learn clearly and simply how health, auto, home, life, and other types of insurance really work. No jargon. No confusion. Just straightforward guidance to help you save money, stay protected, and choose the right plans. Our channel brings you practical tips, real examples, cost comparisons, and step-by-step explanations designed for both native residents and immigrants. We break down deductibles, premiums, coverage options, and all the essential details you need to make smart financial decisions. Whether you're just starting to explore insurance or looking to optimize your current coverage, our videos are made so anyone can understand — simple, direct, and beginner-friendly. Your education. Your protection. Your peace of mind. #insuranceexplained #simpleinsurance