In this video, I share a complete kotak 811 dream different credit card review Tamil. If you are looking for a lifetime free credit card with milestone benefits, reward points, and unique features like FD-based eligibility, this review will help you understand all the details, charges, and my personal opinion. ⏱️ Timestamps 00:00 – Intro 00:28 – Life Time Free Card 00:49 – Milestone Benefits 01:38 – Reward Points 01:55 – Excluded Categories 02:44 – Reward Point Value 02:57 – Interest Free ATM Withdrawal 03:25 – Interest Free Period 03:49 – Late Fee 04:03 – Interest 04:19 – ATM Withdrawal 04:31 – Fuel Surcharges 04:59 – Rent Transaction Charges 05:06 – Utility Transaction Charges 05:26 – Online Skill Based Game Transaction Charges 05:43 – Fuel Transaction Charges 06:04 – Education Transaction Charges 06:14 – Wallet Loading Transaction Charges 06:30 – Eligibility 06:43 – Minimum FD Requirement 07:14 – My Opinion This kotak 811 dream different credit card review Tamil covers everything from fees, reward system, hidden charges, to eligibility criteria. If you are considering applying for this card, make sure you watch till the end for my honest opinion. Don’t forget to Like 👍, Share 📲, and Subscribe 🔔 for more Tamil reviews on credit cards, banking, and finance. Disclaimer – video is for educational purpose only. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use.