What Are US Treasury Bills (T-Bills)? A Safe Haven for Cash?

U.S. Treasury Bills (T-Bills) are often seen as one of the safest places to park cash — but how do they actually work? In this video, we explain what T-Bills are, how they differ from bonds and notes, and why investors use them during high interest rate periods. You’ll learn how T-Bills generate returns, typical maturities, tax advantages, and how they compare to high-yield savings accounts, money market funds, and CDs. This guide is designed for conservative investors, retirees, and anyone looking for a short-term, low-risk option for idle cash. 👉 Subscribe for clear, no-hype explanations of U.S. personal finance and safe investing. Watch until the end to avoid common misunderstandings about “risk-free” investments. #TreasuryBills #TBills #SafeInvesting #CashManagement #PersonalFinanceUSA #FixedIncome #LowRiskInvesting #InterestRates #WealthPreservation #MoneyMarket #USTreasury