How many mutual funds should you really own? Goal-Based Investing Build Wealth for House, Retirement

Turn your dreams into reality with goal-based investing! 💰 LiveMint explains how to use mutual funds to systematically save for big life goals—house down payment, child’s education, dream car, or early retirement. Unlike generic SIPs, this strategy aligns every rupee with a specific timeline, risk level, and return target. Perfect for Indian investors in 2025—beat inflation (4-6%) with 8-12% equity + debt mix. How It Works (Step-by-Step): Define Goals → House ₹50L in 7y | Car ₹15L in 3y | Retirement ₹2Cr in 15y. Calculate SIP → Use 12% equity (large-cap) + 7% debt (short-duration). Choose Funds → ICICI Pru Bluechip (Equity) + HDFC Short Term Debt. Review Yearly → Rebalance if goals shift or markets move. Sample Plan (₹50L House in 7y): Monthly SIP: ₹38,000 Equity 70% (₹26.6K) | Debt 30% (₹11.4K) Expected Corpus: ₹51.2L (@10.5% blended) Pro Tip: Start small—₹5K/month for kid’s education beats FD by 3x in 15y! Use Goal Based Investing Mutual Funds India SIP for House Child Education Fund Retirement Planning ICICI Pru Bluechip HDFC Short Term Debt LiveMint Finance Wealth Creation 2025 SIP Calculator Equity Debt Mix Large Cap Funds Inflation Beating Financial Goals Rebalance Portfolio Tax Saving SIP Groww ET Money Personal Finance India Dream Car Fund Early Retirement Plan #GoalBasedInvesting #MutualFunds #SIPStrategy #HouseDownPayment #ChildEducation #RetirementPlanning #ICICIBluechip #HDFCDebt #LiveMint #WealthBuilding #SIP2025 #FinancialFreedom #EquityDebt #LargeCapFunds #InflationProof #TaxSaving #GrowwInvest #DreamHome #CarGoal #IndiaInvesting