Bank Deposits & Relationships — How to Build Trust with Banks & Improve Your Funding Chances

Your relationship with the bank can make or break your ability to get funding — even more than your credit score. In this chapter of @TheBankingPodcast , Ashton Sanders breaks down how banks evaluate your deposits, balances, and transaction history to determine if your business is “fundable.” You’ll learn: 🏦 Why consistent deposits and healthy balances build lender confidence 💳 How your merchant account activity helps prove business income 🚨 The truth about ChexSystems and how a bad report can follow you to new banks 🤝 Why having multiple banking relationships protects your business 📈 How to strengthen your banking foundation even if your credit isn’t perfect This isn’t just about opening a business account — it’s about building a reputation that earns trust, opens doors, and helps you grow your company long-term. Chapters: 0:00 Introduction 1:46 Strong Opening Deposit 2:13 Keeping Strong Balances 2:31 Merchant Account 3:42 Bank Relationships 8:32 ChexSystems 🔗 Connect with us: 🌐 thebankingpodcast.com 🌐 emisoncapital.com 📞 888-708-0195 📸   / thebankingpodcast   📸   / thebankingpodcast   ✨ Subscribe for weekly insights on banking, lending, credit, and business growth. 👍 Like, 💬 Comment, and 🔔 Turn on notifications so you never miss an episode. Video Produced & Directed by: Reggie Pierre - King Lion Productions Director of Photography: Jason Dotson - Dotson Photography Edited by: Caitlin McGrath - King Lion Productions Set Design: Reggie Pierre & Caitlin McGrath - King Lion Productions Sponsored By EmisonCapital.com