What is the Best Self-Employed Retirement Plan in 2026?

BOOK A FREE NEW ACCOUNT CALL! https://bit.ly/directed-ira-appointme... Trying to figure out the best retirement plan as a self-employed business owner? The options can get confusing fast — IRAs, SEP IRAs, Solo 401(k)s, Roth vs. Traditional — and everyone seems to have a different opinion. In this video, Mat Sorensen breaks down the key retirement plan options available to self-employed individuals and explains how to choose the one that fits your income, business structure, and long-term wealth-building goals. You’ll learn the differences between Traditional and Roth IRAs, how SEP IRA contributions are calculated, and why the Solo 401(k) is often the most powerful strategy for high-earning entrepreneurs. Mat walks through real-world examples, contribution limits for 2026, tax advantages, SECURE 2.0 updates, and what changes when you add employees to your business. Whether you’re just starting out or looking to maximize six-figure contributions, this guide will help you make smarter retirement planning decisions. Don’t forget to like the video, subscribe to the channel, and turn on notifications so you never miss strategies to build and protect your wealth! CHAPTERS: 0:00 Intro 0:37 First, Who Are These Plans Actually For? 1:31 The Baseline Option: Traditional and Roth IRAs 2:35 The SEP IRA: Simple, But Limited 4:59 Why the Solo 401(k) Is Often the Best Fit 7:41 Roth vs Traditional: It’s a Strategy Decision 8:41 Deadlines Matter More Than People Realize 10:44 Employees Change Everything 12:37 What’s the “Best” Self-Employed Retirement Plan? 13:59 Final Thoughts 14:35 Outro Mat Sorensen is the Founder and CEO of Directed IRA & Directed Trust Company, an INC 500 company with over $2.5B in assets and 1,134% growth in the last three years. He leads one of the fastest-growing custodians for self-directed IRAs, helping investors deploy retirement dollars into real estate, private funds, and alternative assets. Mat is the author of The Self-Directed IRA Handbook, the industry’s most widely used guide with over 50,000 copies sold. He also holds advisory roles with KKOS Lawyers and Main Street Business Services and co-hosts two top-ranked podcasts for investors and entrepreneurs. My Social Media: Instagram:   / matsorensen   Tik Tok:   / sorensenmat   LinkedIn:   / matsorensen   Facebook:   / mat.sorensen.1   Websites: https://directedira.com/appointment https://kkoslawyers.com https://mainstreetbusiness.com https://matsorensen.com Disclaimer: This podcast is for educational purposes only and does not constitute financial, tax, or legal advice. Consult with a qualified professional before making any investment decisions. The Self-Directed IRA Handbook: https://shop.matsorensen.com/products...