What Is The Difference Between UM And UIM Coverage?

Unraveling the complexities of auto insurance, this video breaks down the crucial differences between Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage. Discover why both are essential for protecting yourself on the road. Here's why understanding these coverages is vital for every driver: ► Learn what Uninsured Motorist (UM) coverage protects you from, specifically when the at-fault driver has no insurance. ► Understand the purpose of Underinsured Motorist (UIM) coverage, which steps in when the at-fault driver's insurance isn't enough. ► Identify scenarios where each type of coverage becomes critical to cover medical expenses, lost wages, and property damage. ► See how UM and UIM work together to provide comprehensive financial protection after an accident. #UMvsUIM, #AutoInsurance, #CarInsurance, #InsuranceTips, #CoverageExplained, #FinancialProtection, #DriverSafety