Bank of Baroda Masterstroke Savings Account Review: Is Worth It? Lifetime FREE Opulence & BOB Eterna
Today, we are diving into a detailed review of the Bank of Baroda Masterstroke Savings Account, an account tailored for HNI (High Net Worth Individual) customers. In this video, I'll share my personal experience with the account and explore whether it's truly worth it. We'll cover the account's features, benefits, eligibility criteria, fees, charges, and more. Additionally, I'll address questions like: what happens if you don’t maintain the required balance in the Masterstroke Savings Account, and whether non-maintenance charges apply to this premium account. #BOBMasterstrokeAccount #BankOfBaroda #OpulenceDebitCard #MasterstrokeSavingsAccount #BOBDebitCard #EternaCreditCard Unboxing BoB Masterstroke Savings Account Kit : • Unboxing BoB Masterstroke Savings Account ... BoB Opulence Metal Debit Card Review : • BoB Opulence Metal Debit Card Review : Lif... The Bank of Baroda Masterstroke Savings Account offers exclusive lifestyle benefits, lower interest rates on loans, discounted forex charges, and unlimited free banking services. It comes with a Lifetime Free Visa Opulence Debit Card, which unlocks privileges such as unlimited lounge access, complimentary airport pickups, Club Marriott membership, and premium hotel perks. Bank of Baroda Masterstroke Savings Account Eligibility and Maintenance Requirements : To qualify for this account, you need to maintain an Average Quarterly Balance (QAB) of ₹10,00,000 or ₹5,00,000 QAB along with a ₹10,00,000 Term Deposit (TD). Penal charges of ₹3,000 + GST per quarter apply if the balance isn’t maintained. Features and Benefits of the BOB Masterstroke Savings Account : The Masterstroke Savings Account offers unlimited NEFT/RTGS/IMPS transactions, free cheque books, and no charges for cash deposits at the base branch. It provides loan advantages such as 100% processing fee waivers on home, auto, and personal loans, along with up to 0.25% interest rate concessions. Premium card benefits include the Visa Opulence Debit Card with unlimited lounge access, ₹5,00,000 daily ATM withdrawal limits, and ₹10,00,000 POS purchase limits. BOB Masterstroke Savings Account Non-Maintenance and Downgrade Concerns : If the account balance drops below the required threshold for three consecutive months, the account is downgraded to a standard savings account, and all Masterstroke benefits are withdrawn. This means maintaining the balance is essential to continue enjoying the exclusive perks. How to get Lifetime Free Eterna Credit Card with BOB Masterstroke Savings Account? To easily get the Lifetime Free Bank of Baroda (BOB) Eterna Credit Card, follow these steps, especially if you hold the prestigious BOB Masterstroke Savings Account. The Eterna Credit Card is not available for online application and must be applied for through a Bank of Baroda branch. The easiest way to qualify for this premium card is by linking it with a Masterstroke Savings Account. This account is tailored for high-net-worth individuals (HNIs) and offers exclusive benefits, including a complimentary Lifetime Free Eterna Credit Card, provided you meet the account's eligibility criteria. Simply visit the branch where your account is held, request the card, and complete the necessary formalities. As a Masterstroke account holder, the annual fee for the Eterna Credit Card is waived, giving you lifetime-free access to its premium benefits. The Masterstroke Savings Account also offers a Lifetime Free Visa Eterna Credit Card, which comes with, unlimited complimentary domestic lounge access at airports across India. However, a recent update introduces a spend-based criterion to enjoy unlimited lounge access How to Easily Get the Lifetime free BOB Opulence Debit Card with Bank of Baroda Masterstroke Savings Account : To easily get the lifetime-free BOB Opulence Debit Card, open a Bank of Baroda Masterstroke Savings Account. This premium debit card is exclusively available with the Masterstroke account and comes with no issuance or renewal fees. Its features include 2 free airport pickups and drops annually, unlimited domestic and international airport lounge access. Existing BOB Accounts Eligible for Masterstroke Upgrade : If you hold any of these accounts, you can upgrade to the BoB Masterstroke Saving Bank Account: 1. BOB Advantage Current Account 2. BOB Advantage Saving Account 3. BOB Super Savings Account 4. BOB Advantage SB Salary Account 5. BOB Platinum Saving Bank Account 6. BOB Women Advantage Savings Account 7. BOB Professional Saving Bank Account 8. BOB Premium NRE Savings Account 9. BOB Supreme Account 10. BOB Salary Premium Account 11. BOB Salary Super Account Stay tuned till the end as I also discuss the BOB Opulence Metal Debit Card and BOB Eterna Credit Card benefits for Masterstroke account holders. Don’t miss out on understanding how to unlock a world of exclusive privileges with Bank of Baroda! . If you found this video helpful, don’t forget to like, share, and subscribe SpicyCard for more in-depth reviews and banking insights!
