Should you stop maxing out your 401(k) in your 50s if you’re a high income earner? That’s exactly what one Mississippi man asked on the Money Matters podcast — and the answer may surprise you. In this clip, Scott and Pat break down a real-life scenario: -$740,000 annual household income -Nearly $2 million in investments -401(k)s, IRAs, Roth IRA, brokerage accounts -No pension -Planning for retirement in 7–10 years Scott and Pat discuss when it makes sense to continue maxing out your 401(k), when you might consider shifting to a brokerage account, how tax brackets impact retirement planning, and why asset location (not just asset allocation) can dramatically affect your long-term results. LISTEN TO THE FULL EPISODE HERE: • Smart Tax Diversification & Roth Conversions 🔔 Don't forget to like, comment, and subscribe for more practical financial advice! Join Money Matters: Get your most pressing financial questions answered by Allworth's founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. You can also be on the air by emailing Scott and Pat at [email protected]. Join the Show! https://allworthfinancial.com/talk-to... Website: https://moneymatters.com/ Apple Podcast: FOLLOW https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/0eLjd3j... #401k #RetirementPlanning #HighIncomeEarners #FinancialPlanning