JanSuraksha's digital platform integrates various subsidized insurance schemes in this path breaking initiative towards providing affordable universal access to essential social security protection in a convenient manner linked to auto-debit facility from the bank account of the subscriber. The purpose of JanSuraksha portal is to facilitate policy issuance and claim remittance online. Various stakeholders involved with the schemes of PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana) and PMSBY (Pradhan Mantri Suraksha Bima Yojana) will come together to form a repository of their data. With API-based processes ranging from OTP generation/verification and customer record validation to successful enrolment and claim registration, this platform makes the lives of beneficiary as well as banks easier by digitizing the entire process through multiple vendor integration.