Top 3 FD-Based Credit Cards 2025 | Best Credit Cards Against Fixed Deposit in India | FD Credit Card Kya aapka CIBIL score kam hai ya aap ek student/homemaker hain jise credit card nahi mil raha? Don't worry! 2025 mein FD-based credit cards best option hain apna credit score banane ke liye. 📈 Is video mein hum baat karenge *Top 3 Best Credit Cards against Fixed Deposit in India (2025 edition)* ke baare mein. Humne in cards ko unke rewards, charges aur interest rates ke basis par rank kiya hai. --- *📌 Key Highlights of the Video:* *FD Credit Card Kya Hota Hai?* (Secured vs Unsecured cards) *Benefits:* No Income Proof, No CIBIL Check, Instant Approval. *Top 3 Picks for 2026:* 1. *IDFC FIRST WOW Credit Card:* Lifetime Free, Zero Forex Markup, aur 100% FD limit. 2. *Kotak 811 #DreamDifferent Card:* Online spends par 2X rewards aur zero joining fee. 3. *Paisabazaar Step UP Credit Card (SBM Bank):* Low FD amount (starting ₹2,000) aur credit building ke liye best. --- *📊 Comparison Table (Quick Look):* | Feature | IDFC FIRST WOW | Kotak 811 Dream | Step UP Card | | --- | --- | --- | --- | | *Min. FD Amount* | ₹10,000 | ₹10,000 | ₹2,000 | | *Credit Limit* | 100% of FD | 90% of FD | 90% of FD | | *Annual Fee* | ₹0 (Lifetime Free) | ₹0 (Lifetime Free) | ₹0 | | *Best For* | International Travel | Online Shopping | Beginners/Students | --- *🕒 Timestamps:* 0:00 - Introduction 1:15 - Why choose FD-based Credit Cards? 2:45 - #3 Paisabazaar Step UP Card Details 4:20 - #2 Kotak 811 Dream Different Card 6:10 - #1 IDFC FIRST WOW (The Winner!) 8:30 - How to apply for these cards? 10:00 - Important Tips for Credit Score --- ---Your Frequently Asked Questions: Best FD Credit Cards 2025 best fd credit card 2025 best secured credit card 2025 best credit card credit cards for beginners best lifetime free credit card Best Secured Credit Cards of 2025 best fd credit card 2024 best credit card against fd idfc new credit card best fd credit card best credit cards 2025 best secured credit cards best secured credit cards of 2025 secured credit cards fd credit card kya hai fd credit card apply credit card against fd credit cards for beginners secured credit cards for bad credit what are secured credit cards credit cards how to build credit score *#CreditCard2026 #FDCreditCard #PersonalFinanceIndia #BestCreditCards #IDFCFirstWow #Kotak811 #FinancialFreedom #CIBILScore* --- *⚠️ Disclaimer:* This video is for educational purposes only. Credit cards carry risks if not used responsibly. Always read the terms and conditions before applying. ---